Plan your way out of debt, one week at a time
Paying off debt starts with never missing a payment and then finding extra money to put toward balances. WKLY budgets every loan payment weekly and shows you the extra money you can use to pay debt down faster.
Free on iPhone and Android, or use it in your browser.
Every payment funded on time
Add each credit card, car loan, student loan or mortgage with its payment and due date. WKLY sets aside a weekly share (a $385.00 monthly car payment is $88.54 a week) so every payment is ready when it is due.
Find extra money for debt
Income you have not budgeted, like a third biweekly paycheck, a bonus or a tax refund, collects in Available Income. Use Move to send it to a loan as an extra payment.
Watch balances fall
- See each balance, original amount and percent paid off.
- Track total debt eliminated and percent paid off on the Debt Elimination page.
- Connect credit cards through Plaid to keep balances and minimum payments current (optional).
Snowball or avalanche?
Two popular strategies: the snowball pays the smallest balance first for quick wins; the avalanche pays the highest interest rate first to save the most money. Either way, WKLY keeps every minimum payment funded while you put extra toward your target loan.
Questions
Is there a debt payoff calculator in WKLY?+
WKLY tracks balances, payments and progress, and shows how much extra income you have available to put toward debt each week.
Can WKLY connect to my credit cards?+
Yes, optionally through Plaid, to import balances, minimum payments and transactions for you to review.
Try WKLY free
Know exactly what's available to spend, every week.